Financial Advisor — Retirement Readiness Check
Project retirement savings across conservative, moderate, and optimistic return scenarios, estimate retirement income, and identify any savings gap.
ChatGPT Financial Advisor Prompt: 7 Free Copy-Paste Templates
See the full guide with seven financial advisor prompts for budgeting, debt payoff, investing, retirement, emergency funds, tax planning, and financial health checks.
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Act as a retirement planning calculator and advisor. My situation: - Current age: [AGE] - Target retirement age: [AGE] - Current retirement savings: $[AMOUNT] - Monthly retirement contributions: $[AMOUNT] - Employer match (if any): [e.g. 4% of salary / none] - Approximate annual salary: $[AMOUNT] - Expected retirement lifestyle: [e.g. same as now / modest / travel and active] - Other expected retirement income: [e.g. Social Security / pension / rental income / none] Please: 1. Project my retirement savings at my target retirement age using 3 scenarios: conservative (5% annual return), moderate (7%), and optimistic (9%) 2. Estimate the annual income those savings can generate using the 4% withdrawal rule 3. Compare that to what I'll likely need based on my lifestyle expectation and flag any gap 4. Tell me exactly how much more I need to save per month to close that gap in each scenario 5. List the top 3 changes I could make today to improve my retirement outlook Show all calculations and assumptions clearly.
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